What is the upstream timeout on the payments call?

Priya Raman·Codex VS Code·beacon-apimain·/Users/priya/dev/beacon-api·2026-10-18 12:41:00 UTC → 2026-10-18 12:41:19 UTC (19s)·gpt-5.6-terra·priya-mbp·/Users/priya/.claude/projects/beacon-api/673c23cb-f067-40d0-8f3b-bb053c8dc536.jsonl

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